The process of buying a property can be both exciting and daunting. The more you understand the process, the easier it will be. Our team is on hand to help guide you every step of the way.
Step 1: Work Out Your Budget
Before you start your property search, you need to know how much you can afford. Consider your deposit, the mortgage you can obtain, and additional costs such as stamp duty, solicitors' fees, and surveys.
Step 2: Get a Mortgage Agreement in Principle
Getting an agreement in principle from a mortgage lender will tell you how much you can borrow, and shows sellers that you are a serious buyer. We can recommend independent mortgage advisors to assist you.
Step 3: Start Your Search
Register with us to be notified of properties that match your criteria. You can also search all of our available properties online at any time. When you find a property you like, arrange a viewing.
Step 4: Make an Offer
When you find the property you want to buy, you will need to make an offer. We will submit your offer to the seller and negotiate on your behalf. Once an offer is agreed, the property will be marked as "Under Offer".
Step 5: Instruct a Solicitor and Arrange a Survey
You will need to instruct a conveyancing solicitor to handle the legal work. You should also arrange for a survey to be carried out on the property to check its condition. We can recommend solicitors and surveyors.
Step 6: Exchange Contracts and Complete
Once all checks are satisfactory, your solicitor will exchange contracts with the seller's solicitor. At this point the sale becomes legally binding. A completion date is agreed and on that day the funds are transferred and the keys are handed over — you are now a homeowner!
